Building Financial Security Since 2019
We started fulonexvia with a simple belief: every Australian family deserves a clear path to financial independence. What began as a small advisory practice has grown into a comprehensive savings planning service that's helped over 2,400 families secure their financial futures.
Our approach isn't about quick wins or complex investment schemes. Instead, we focus on sustainable savings strategies that actually work in real life, considering your mortgage, kids' expenses, and those unexpected costs that always seem to pop up.
Marcus Chen
Real People, Real Experience
Marcus joined us in 2021 after spending eight years with Commonwealth Bank's personal banking division. He'd grown frustrated watching clients struggle with generic financial advice that didn't match their actual lives.
"Too many people get sold on savings plans that look great on paper but fall apart when your car needs repairs or your teenager needs braces," Marcus explains. His specialty is creating flexible savings frameworks that adapt to life's inevitable surprises.
Before transitioning to financial planning, Marcus worked in small business lending, which gave him unique insights into cash flow management and emergency fund strategies. This background proves invaluable when helping families balance competing financial priorities.
Emergency Fund Planning
3-12 month strategiesFamily Budget Optimization
Practical expense managementGoal-Based Savings
Home deposits, education fundsCash Flow Analysis
Income timing coordinationHow We Actually Help
Our principles guide every conversation and recommendation. These aren't marketing buzzwords – they're the standards we hold ourselves to when your financial security is on the line.
Honest Numbers
We show you exactly where your money goes and what's realistic to save. No sugar-coating expenses or promising unrealistic returns. Just clear, honest analysis of your financial position.
Practical Solutions
Every strategy we recommend needs to work with your actual lifestyle. If it requires major life changes or ignores your real expenses, we won't suggest it.
Available Support
Life changes, and so should your savings plan. We're here when you get a pay rise, face unexpected expenses, or need to adjust your goals. No appointment fees for plan updates.
Your Savings Plan Development
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Financial Health Check
We review three months of bank statements, current debts, and regular expenses. This gives us the real picture, not just the numbers on paper.
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Goal Setting Workshop
Together, we identify your short and long-term financial objectives. Whether it's a house deposit, holiday fund, or retirement planning – we prioritize based on your timeline.
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Custom Strategy Creation
Your savings plan includes automatic transfers, account structures, and backup strategies for when unexpected expenses arise. Everything tailored to your pay cycle and spending patterns.
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Progress Monitoring
Monthly check-ins help you stay on track and adjust when life happens. We celebrate wins and solve problems together, keeping your savings goals achievable.
Why Australian Families Choose fulonexvia
Since 2019, we've learned what actually works for busy families trying to build financial security. Our approach focuses on sustainable progress rather than dramatic lifestyle changes.
Most of our clients come to us after trying budgeting apps or following generic financial advice that didn't account for their real expenses. We start with your actual spending patterns and build savings strategies that fit your life.
Our client retention rate sits at 94% because we focus on long-term relationships rather than quick fixes. When your financial situation changes, your savings plan evolves with you.
We're proud to have helped families save over .6 million collectively, but more importantly, we've helped them build confidence in their financial decision-making.
Ready to Build Your Savings Plan?
Every successful savings journey starts with an honest conversation about your current situation and future goals. Our initial consultation reviews your finances and outlines realistic savings opportunities – no obligation, no pressure.
Schedule Your Financial Review